I am attempting to do the following once again: Keep strict records of every cent that I spend every day. Pay down the credit card debt until it's gone, then not use the credit cards for an entire year. Save money to pay for my college courses and books.
There are other things that I need to do as well, but I'll just have to work on the emergency fund goal and work on paying back my mom and boyfriend all that I owe them at a later date.
I have to pay my tuition/books $650 by the end of August..I've been able to stick back $200 toward that goal.