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Holiday stress

November 27th, 2008 at 06:02 pm

It's not even December yet and I'm already stressing out over christmas spending, I should have paid off those credit cards long before now, I have already cut way back on my holiday spending versus last year. I'm only buying 1 present per family member this year and limiting the amount to $25.
I am just going to have to pay off the cc's slower than I want to, like a $100 chunk at a time, also there is the tuition bill I have due around January 11, so that's another $325 I have to scrounge up somewhere.
I wrote out a budget for 2009, so if I stick to that all year long I will be in much better shape financially and be ready for the holidays next year without stressing out so much. I gave myself until March to pay off the credit card debt and start really saving for the emergency fund.

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