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Debt payment plans

November 3rd, 2008 at 07:58 pm

I hope to pay my three credit cards off over the next three months.
I'm going to pay Mastercard $237.03 in the middle of November. Then pay Mastercard $249.79 in the middle of December, and finally pay $355.66 to Visa in January.

After that I need to really start working hard on setting up and saving money into an emergency fund. I will not be entirely debt free until m car loan is paid off, but I feel okay about that because it's the first car loan I have ever had.

I started really keeping track of my spending about a month ago, so I am going to keep up with doing that from now on. I made a really big change in the way I think about money, it still seems to slip out of my grib far too easily but I am working really hard on changing that.

3 Responses to “Debt payment plans”

  1. creditcardfree Says:

    Welcome! Best wishes on attaining your goals.

  2. Koppur Says:

    Welcome to the boards! Good plan for your CC debt and building up the EF. Just think, once the 3 CCs are paid off, you will have an extra $800 or so for savings and paying off the car! Good luck!

  3. joy799 Says:

    thank you for your words of support, I definitely need them. My biggest problem is going to be not overspending, those bank charges and overdraft fees are killer.

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